Contact Us
Firm Overview
Why Legend Is Different
Client Types
Professional Biographies
Frequently & Rarely Asked Questions
Risk Spectrum
Investment Strategies
Second Opinion
Global Investment Pulse
Event Calendar
Press Center
Legend News
Clients Only
Career Opportunities
Newsletter Sign-up
Site Search
Site Map
Tell A Friend About This Website
Informational Booklets   
Phone: (412) 635-9210
  (888) 236-5960
Connect With Legend:
Subscribe to me on YouTube

Free Credit Reports Available Online


The Fair Credit Reporting Act (FCRA) now requires that each of the three nationwide consumer reporting companies provide a free credit report once every 12 months to those who request one.  The three major credit reporting companies, which include Equifax, Transunion, and Experian, provide these reports on their own Web sites, and also through one central site at  Consumers can order the reports all at once, or stagger them throughout the year as a means of monitoring their credit.  The information one will need to provide these companies includes their name, address, Social Security number, date of birth, and previous addresses, if applicable.


All consumers should regularly review their credit report to make sure it’s accurate and to guard against identity theft.  Errors or undetected fraud can negatively impact a consumer’s access to loans and the interest rates they are charged.  Furthermore, studies have also shown that one in four credit reports surveyed contained serious errors that could result in the denial of credit, employment, or insurance, which gives further cause to review credit reports on a regular basis and resolve, in writing, any issues you may find.  Consumers can request their free reports online at or by calling (877) 322-8228.  However, be cautious of other Internet Web sites promoting “free” credit reports, because these request Social Security numbers, birthdays, and other personal information that may be used to commit identity theft.  If you would like us to review your credit report for its accuracy, please contact us.


©2018 Legend Financial Advisors, Inc.®. All rights reserved.