As our identity theft prevention program develops, we’ve included eight (8) specific tips in this month’s update to consider in helping with the prevention of identity theft through one’s everyday activities.  By incorporating these eight (8) tips into daily routines, one can significantly decrease his/her chances of falling victim to this growing crime.

1.       Check your credit report regularly.  To obtain your credit report, you can call the toll free numbers or visit the web sites listed below:

Equifax:        (800) 525-6285

Experian:      (888) 397-3742

TransUnion:   (800) 680-7289

2.       Be inquisitive before providing anyone with your personal information, especially your Social Security Number.  Find out if a substitute I.D. # can be utilized for identification purposes instead of a Social Security Number.

3.       Pay close attention to billing cycles and contact creditors immediately if your bills do not arrive on time.

4.       Carry only the absolute necessities in your wallet. 

5.       Do not print more than your name and address on checks.

6.       Make sure that all credit card receipts, copies of credit applications, insurance forms, bank checks and credit card offers received in the mail are disposed of properly. 

7.       Consider purchasing a personal document shredder to destroy credit card offers and other personal items that are unnecessary to keep.

8.       Refrain from giving personal information out over the phone unless you have initiated the call.

Practicing these preventive tips will help thwart identity thieves and make you more aware of the surroundings around you.  A proactive approach to fighting identity theft will help you eliminate aggravation and stress, and will save you time and money in the long run.